Financing LASIK

Nearsightedness. Farsightedness. Astigmatism. These are the refractive errors that cause people to need corrective lenses. The hassles of keeping track of glasses and contacts and buying new lenses and contact solutions should be enough to encourage everyone to consider LASIK eye surgery. However, what stops many glasses-wearers in their tracks is the cost of LASIK.

In 2011, the average cost of LASIK in the United States was $2,146 per eye. Of course, fees for LASIK vary greatly from surgeon to surgeon depending on where you have the surgery performed and what types of technologies are used. But generally people can expect to pay approximately $3,000-$5,000 for top-notch LASIK vision correction in both eyes.

The good news is that financing is usually available for LASIK. Most reputable LASIK surgeons team up with financing companies like CareCredit® to help their patients afford LASIK through 0% interest or low-interest monthly payment plans over a specified number of months or even years. The monthly payment amount can be set to meet your budget. Often the LASIK practice will help you fill out and submit all of the necessary forms.

Using Flex Plans for LASIK
If your employer offers a Flexible Spending Account (FSA), you may be able to set aside pre-tax dollars to use for your LASIK procedure. Make sure you know the limits of your specific plan: Most FSAs require you to use the money within a specific timeframe. Also, make sure you are a definite candidate for LASIK surgery before signing up through your FSA. If you find out you cannot have LASIK surgery, and you have put money into your Flex Account for that specific procedure, you will probably lose that money.

When you consider how much you spend every year on glasses, contacts and related items, LASIK eye surgery may actually be a money-saver. You have to decide: What is your visual freedom worth?

Dr.O'Day at Charleston Cornea and Refractive Surgery can determine if LASIK can give you 20/20 vision and discuss your financing options. To schedule your free LASIK consultation, visit charlestoncornea.com or call 843-856-5275.